WorldMelanoma2013 Uncategorized What is a Virtual Credit Card?

What is a Virtual Credit Card?

What is a Virtual Credit Card?

Virtual credit cards are disposable payment cards, which can be used for shopping or making payments over the internet. They are also known as single-use credit cards. These cards provide the protection that consumer’s desire as they are provided with a new card number for every transaction they make, online. These cards are issued by major brands such as MasterCard, Visa and major banking organizations. They are similar to online gift vouchers and totally eliminate any possibilities of fraud.

How do they Work?

These cards are similar in nature to regular cards with the exception that they can only be used online. The accounts associated with the card are funded online and consumers intending to shop online use the number of their virtual card, just as they would in regular circumstances. Virtual credit cards are basically pre-paid cards with no line of credit being made available on them. The user will need to open an account and fund the same before they are able to use the card. Some issuers allow funding of the account with a variety of methods, while others will only do so with a regular credit or debit card.

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